To answer this question, below, we’ve focused on the three key insurance products every family should own. If you want to purchase additional insurance products, you can - of course - do so, but we’ve focused on are the core essentials that everyone needs.
#1 - Vehicle insurance
In most jurisdictions, vehicle insurance isn’t just a nice thing to have - it’s a legal obligation. Furthermore, even if you are not required by law to purchase insurance, it’s still worth doing: car repairs can be ruinously expensive, and insurance is crucial for mitigating some of these costs.
#2 - Building insurance
Building insurance focuses on the structural elements of your property; you can often bundle this with contents insurance, but the buildings element is by far the more important of the two. Structural problems in a property can be extortionately expensive to repair, so coverage is an absolute must if you own your own home.
#3 - Life insurance
Life insurance is not something that many young people think about, but it’s nevertheless a worthwhile policy that can help to protect your family’s financial well-being in the future. The infographic is a great place to start when looking at life insurance for the first time, so it’s well worth reading through and then exploring your options in more detail…
Infographic Design By How much life insurance do I need
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